|
TransUnion, Equifax, Experian and the
Collection Companies Lied to You!!!
The Truthful Answers on Credit Reports and Credit Repair So You Can
BOOST Your Bad Credit Scores by 25 to 100 Points and Higher…
Would you like to dramatically INCREASE your credit report scores 25 points higher - or 50 to 100 points higher - and also fix OLD misreporting mistakes once-and-for-all?
Are you trying to get your credit report mess cleaned up and do credit repair so you can buy a house, refinance your current home, or buy a car or boat?
Do you have poor or bad credit scores below 650, below 600, below 550 – or even below 500?
With our PROVEN Credit Repair Strategy and Credit Score Improvement System - and our 9 year track record of high success – we’re so confident we can fix your bad credit we offer a DOUBLE Your Money Back Guarantee that we’ll help you solve your credit report mess. Home Page
|
"Thanks Jeff, your Mortgage Specialists Credit Repair System is the best program I have found for getting bad credit repaired and my credit scores increased significantly."
Dan McCarthy
American Airlines -- Pilot
|
Unfortunately, most credit repair services and credit repair attorneys just take your money and you’ll get little to NO RESULTS! Worse yet, you would pay most of them $100 upfront and $39 to $129 a month (for a year!) just to remove the easy derogatory items (that we can repair in 30-45 days!) Do the math – that’s $1,000 to $1,800 - and yet they WILL NOT GUARANTEE you’ll be able to qualify for mortgage loan or car financing after they supposedly do credit repair for you. Why won’t they?
After all, most people like you are doing credit repair to boost your credit scores so you can finally be able to qualify to BUY a house or refinance a home mortgage loan – right? Click here to APPLY
You Need Good Credit to Buy or Refinance a Home
Yes, that’s right – but you’re going to be HORRIBLY SHOCKED if you use another credit repair service because they will NOT guarantee to actually get you a mortgage loan when they’re done! They’ll snatch your $1,000 to $1,800 and essentially scam your money – if you don’t read this article below…
If you could read just one credit repair article about how to fix your bad credit mess, then this is it. If you’ll promise to read everything I’ve written here on fixing your credit reports - I’ll explain to you why:
1. It’s nearly impossible for you to do your bad credit repair yourself
2. Why most other credit repair companies are a rip-off of your money
3. How an average person can learn and completely understand the insider secrets so you can get your bad credit scores repaired once and for all – (thank God!)
4. You’ll understand The 5 Credit Repair Rebuilding methods that (we use exclusively) that will BOOST your credit scores higher 25 points to 100 or more points (and why 99% of the other scam credit repair companies won’t tell you about this if you’d foolishly hire them!)
As a matter of fact - I dare you to read this entire credit repair and 25 to 100+ points credit score boosting article below, and not implement this system for your own credit repair plan…
The Great Credit Repair and the Credit Report Scam
What a nightmare it is…and what a miserable frustrating time most individuals have trying to fix their derogatory credit report errors and misreporting credit mistakes!
Until now, it’s been virtually impossible for consumers in the United States to get bad credit report errors and mistakes fixed (once and for all) at the 3 credit bureaus – not unless you were willing to spend countless hours mailing out dispute letters or hire legal attorney’s or other bad credit repair services that could supposedly fix your bad credit mistakes. Unfortunately, you’ve been misled and “lied to” for years and years by the 3 credit bureaus (Equifax, TransUnion and Experian) and by the deceitful collection companies. Click here to APPLY
We Have Uncovered the Truth About YOUR Credit Scores!
Even an act of Congress in 2006 and the new Patriot Act can’t get this credit repair scam problem corrected, so that consumers like you would “know the rules” to repair your credit. The raunchy truth is that the Banking Lobby and Credit Card Industry Lobby is too strong and too corrupt in the United States. So much corrupt, that not even consumer advocates like 60 Minutes, Geraldo at FOX News, MSNBC Investigates, John Stossel at NBC and others have not been able to get any change implemented, which would give consumers an easy and accurate method to fix their bad credit reports. I personally feel ripped-off that Congress is paid-off by the Banking Lobbyists, as credit repair should be the “right” of every American! But it’s not, and here’s why…
|
"Jeff, you are amazing… I’m still in shock that you were actually able to repair our credit and get our scores to increase over 180 points combined… and then get us a mortgage loan to buy our new condominium. You rock!”
The Baldock’s
Pitkin County, Colorado
|
First of all – you have TWO GIANT PROBLEMS to deal with when attempting to fix your credit reports.
1) You MUST clear up and fix old collections and derogatory items in order to boost your credit scores, and
2) You ABSOLUTELY MUST have a strategic plan to implement TransUnion, Equifax and Experian’s internal methods and ranking formulations which radically raise (and lower) your credit scores on a monthly basis.
Nearly ALL credit repair companies and attorney’s on Google, Yahoo, MSN and those listed in your local Yellow Pages charge you a fee to fix problem #1 above (which any person can learn and do if they spent an hour reading about credit repair online – which I’ll show you for FREE below!)
But Here’s The REAL Problem…
If you ONLY try and fix Problem #1 above – like 98% of ALL American’s mistakenly do – then most likely then, you WILL NOT qualify for a mortgage loan after paying $1,000 to $1,800 at these negligent credit repair companies. You absolutely must understand this – and that you have to “kill the beast” that caused your bad credit AND – yes AND, you must take a new proactive, immediate plan to get your scores to radically increase in the next few months. If you just do #1, then your scores WILL NOT go up that much at all…
You MUST FIX BOTH Problem #1 and Problem #2 in order to radically INCREASE your credit scores!!! Am I totally clear with you on that point? Here’s why you must fix both problems…
Most credit repair companies WON’T TELL you this when you sign-up to use their credit repair services! Why don’t they do that? After all, that’s why 99% of individuals do credit repair in the first place; to be able to qualify to BUY or REFINANCE their house or a car!
The answer is simple…most credit repair companies DO NOT have a vested interest in your ability to get a mortgage or car loan! A vested interest means that they would be working 100% on your side to help you do whatever it takes to get a mortgage loan or car loan for the $1,000 to $1,800. Guess what? They are NOT in the mortgage business. They are in the credit repair business and SHOCKINGLY - they will NOT do what it takes to get you a mortgage or car loan if you’d mistakenly hire them. Click here to APPLY
“PLEASE” Don’t Let Them Ruin Your Opportunity to Get a Mortgage Loan!
As a matter of fact, nearly 95% of these bad credit repair services tell you HORRIBLY INACCURATE information that will cause the majority of you to get “disqualified” for mortgage loan instead – just the opposite of what you really want!!! I couldn’t print that statement if it was false or they’d all sue me for liable. But guess what, I’ve been doing expert credit repair for my mortgage clients since 1998 and we genuinely help our clients GET mortgage loans after we do HONEST credit repair for them!
|
"Thanks Jeff - You helped us increase our credit scores from 658 to 699 in 2 months with your credir repair expertise - and get us our 30 year fixed mortgage loan.”
The Harris's in Houston, Texas
|
You see, we’ve closed nearly $100 million in mortgage loans and real estate business since 1998 because I have the capability to fix people’s bad credit scores so you will QUALIFY for a mortgage loan the day I’m done working on YOUR credit repair mess. Only a mortgage lending expert and professional loan specialist can tell you “what it takes” to qualify for a mortgage loan. I am one of a handful of mortgage companies online that offer 100% ACCURATE credit repair help. We do professional credit repair for clients so we can do a mortgage loan for you – so you can buy a house! Do you see why I have such a genuine vested interest in helping you now?
Doing credit repair and boosting people’s credit scores is nearly impossible unless you hire a company that “knows and implements” the insider secrets of the 3 credit bureaus. It’s not worth the $495 to $795 I charge to do it, unless I have an opportunity to try and earn your mortgage loan business too.
We’ve Closed Nearly $100 Million in Mortgage Loans and Real Estate Business
That’s “why” we can offer you a DOUBLE your money back guarantee - because we can help every single one of our clients to get qualified for a mortgage loan – even if it takes me 1 or 2 years to do it!!! I don't tell you this to brag, but to point to the fact that we have a proven insider statistical method to significantly INCREASE and boost your credit scores fast. We genuinely help people buy houses – and help you achieve the American Dream!!! And if it takes me 1 or 2 years to do it, then so be it. You aren’t required to use us for your mortgage lender – but I’d hope we’d be friends enough that you’d merely give me the opportunity to ‘earn’ your business. (You’ll probably refer us 3 friends to help in the mean time, so it’s always worth my while to help you fix your bad credit scores.) That’s the definition of a vested interest. Click here to APPLY
|
"Thank you so much Jeff! Without your help we would have never have been able to get a mortgage and buy our new house (yeah!) with our damaged credit and those misreporting mistakes that we couldn’t fix ourselves."
Jennifer and Jim Nash
Denver, Colorado
|
So right now, you need to stop and “make up your mind” as to what you want to accomplish when you do credit repair.
Do you want to get a mortgage loan or car loan after we help to fix and clean-up your credit?
If the answer is yes, then here’s how to get started… Click here to APPLY
Are you still a bit skeptical or wonder if we can really help you increase your credit scores 25 to 100 points or higher? Fair enough…let me tell you about the Problem #2 above – and why you absolutely NEVER want to hire a regular credit repair service or hire a credit repair attorney…
Like I mentioned above, you MUST do your credit repair so that you successfully fix Problem #1 and Problem #2, as you might only get a 1 in 10 change – less than 10% probability of being able to qualify for a mortgage or car loan if you pay someone else $100 upfront, and $39 to $129 a month for a year.
Since most other credit repair companies and attorney’s charge you that amount – let’s examine what they “claim” you get for your $1,000 to $1,800 from their services:
- They charge you an admin fee to get you enrolled or sign-up up
- They ask you to pull your own credit report and mail it to them so they can determine which items to dispute (mostly the lawyers and attorney based Credit Repair Companies.)
- They charge you to pull your credit reports and then tell you to dispute every old (but real account) in hopes that the Credit Collection Companies will not respond or get sick of responding to the same request 6 months to a year from now. (…That’s an insane method – by the way!)
- They tell you to dispute a (real) collection account to the Collection Company and make them prove your real charge-off by a trick they call a “Debt Validation” idea
- They tell you to pay off old collections and charge-off’s on your credit reports.
OH MY GOD!!!
STOP RIGHT THERE!!! QUICKLY RE-FOCUS AND READ THIS...
The last one on that list - is the KISS OF DEATH for you! You are 99.99% guaranteed to ruin your credit and it will STOP you from getting a mortgage loan if you “pay off” your old collection and charge-off’s (that are more than 1 year old.)
They’ve Negligently Given You a DEATH SENTENCE To Get a Mortgage Loan!!!
The reason for that is because (it’s a well known fact in the mortgage lending business) that paying off old collections and charge-off’s will LOWER your credit scores and make it nearly impossible for me or any other lender in the USA to get a loan. Paying off an old account SECRETLY Re-Activates the old collection at ALL 3 credit bureaus: TransUnion, Equifax and Experian. Even though you ‘thought’ you were doing the right thing by paying back an old debt – you are causing the KISS OF DEATH to yourself to get a mortgage loan. That’s the #1 MISTAKE people make trying to fix your own credit score mess or by hiring a bad credit repair company to fix your credit.
It’s the #1 MISTAKE that will prevent 99% of you from qualifying for your mortgage loan!!! (When you hire me to fix your credit I will share with you the facts and reason why this happens…sorry, but for now, I don’t share all my insider secrets unless you’re a paying client!) Click here to APPLY
|
"Your Mortgage Specialists’ Credit Repair Plan and your expertise was excellent Jeff. We are so happy to be able to buy a house with your mortgage loan help - and I’m thrilled we don’t have to pay rent anymore. Thank you so much, Jeff, we would recommend you to everybody!”
The Meaghan Stavrianokus
New York
|
FACT: You DO NOT need to pay off all your old collection accounts to get a mortgage loan. We use the Top 25 Lenders in the United States and many do not require you pay off your old collections like the most credit repair companies and attorneys negligently tell you to do!!!
The next myth Credit Repair Companies tell you to do is to challenge the Collection Companies to do a Debt Validation – and make it difficult for them to prove they have your original paperwork, contract and proof of the late payment. In my opinion, you’ll lose in 99 out of 100 letters you write when you do this “trick” they suggest, and while that might have worked in some cases 2 or 3 years ago, until everyone started doing it - the Collection Companies just began getting the original debtor to supply them with that info before they would take on a new debt! They’ll have you paying them $39 to $129 a month for a year – and this stuff won’t even work!!!
Challenging and Disputing Real (Genuine) Derogatory Items WILL NOT Work!
For $1,000 to $1,800 in fees, other credit repair companies try to dispute items month after month, after month - until they come off - but legally TransUnion, Experian and Equifax WILL NOT remove those until they are 7 years old! You foolishly pay the Credit Repair Company $39 to $129 a month – for essentially NOTHING.
Other Credit Repair Companies state in their Legal Disclaimers maybe your scores will go up – maybe they won’t, and they rarely offer any sort of a guarantee, except that they’ll guarantee that they’ll send in dispute letters every month, month after month for $39 to $129 a month in fees from YOU!!! If you’re still skeptical about this, then click here to download my Dispute Letter for free and I’ll save $1,000 to $1,800 like they’d charge you. You can do it for FREE with my help!
See Why People Feel Like They Get Ripped-Off Credit Repair Companies?
The final part of this credit repair article is for those of you that want credit repair AND want to be able to get a mortgage or car loan when your credit report scores get fixed.
Like I mentioned initially, it’s nearly impossible for the average person to boost your credit scores and to fix your own credit. That’s simply because only a few very good Lenders actually know why and what causes your credit scores to go up (and down) at TransUnion, Equifax and Experian. An act of Congress will not get the 3 credit bureaus to share their insider secrets with you – they only tell you to pay your bills on time (if you logon to their websites and read their “free” information.) Click here to APPLY
They absolutely will NOT share their internal mathematical formulas that cause your scores to go up and down, nor will they share the critical factors or methods to boost your credit scores. If the 60 Minutes TV Reporters can’t do it – no one can! You can’t accurately fix your credit scores if you don’t know what helps to boost your scores and what kills your scores too – right? And who makes a HUGE profit off of you every month by charging you higher interest rates? Of course you’re right, the Credit Card Companies and Banks do by charging you a higher monthly interest fee if you can’t or are too exhausted to try and fix your credit scores. They know that. The Banking Lobby does NOT want you to know their secret facts on what methods they use to raise and lower your credit scores every month. That’s a fact like water is wet, and the sky is blue! There is a conspiracy against you from the banking and credit card industry, whether you want to admit it or not…
|
"Your mortgage lending expertise saved me from losing my house under contract. That was the smartest, most brilliant plan you did for me to make sure I still closed on the house – while we got that other Tom Brewer’s bad credit off my excellent credit reports! Thanks Jeff, you were very professional to deal with.”
Tom Brewer
Dallas, Texas
|
However, our PROVEN Credit Repair Strategy and Credit Score Improvement System is guaranteed in writing to help you raise your scores by 25 to 100 points or more. How can we do that and how do we have that insider information you ask?
Well, to answer that question, let me share an amazing story with you…
I almost fell off my chair at a Mortgage Industry Credit Repair Seminar about 4 years ago in Denver. The seminar was sponsored by LandAmerica Title / LandAmerica Credit Reports – and was being conducted because an executive at one of the 3 credit bureaus disclosed to a Title Company owner the “main causes” and the mathematical formulas “basis’s” that affect credit scores and credit scoring. (He didn’t divulge the actual mathematical and empirical calculations, but he did divulge WHAT and WHY credit scores go up and down!!!)
It was the “truth” we had all been waiting for – for years and years, because we (as mortgage lenders) have been misled and lied to by the 3 credit bureaus - just like the public is today! You see, to a mortgage lender, it’s very crucial to be able to help people fix their credit reports – because if you can do that, you can DOUBLE, TRIPLE and even QUADRUPLE your mortgage loan business - by helping MORE people to qualify for loans by fixing their bad credit scores AND helping them increase their credit scores. Make sense? Click here to APPLY
I learned that after years in the mortgage business, that I was actually telling borrowers some inaccurate information on how to fix their credit reports and boost their lower credit scores. Worse yet, I’m actually considered a genuine credit repair specialist in my industry. I don’t know too many Lenders that know more than me about fixing people’s credit reports and boosting their credit scores. I’ve always had a real “vested interest” in being a credit score expert since I began in 1998.
At that amazing seminar in Denver, I learned the most accurate and up-to-date methodology that TransUnion, Experian, and Equifax use to evaluate everyone’s credit scores.
|
"Thank you Jeff for all your mortgage expertise and helping us with that 55 point credit score issue we had. You did an excellent job refinancing our home and I wanted to thank you for working on our situation for 2 months to get it resolved.”
The Liening’s
San Jose, California
|
Not 1 in 100,000 of you will ever learn the insider secrets like I did. That information is NOT published anywhere. Nor do I expect TransUnion, Experian, and Equifax to ever fully divulge how they operate their secret credit scoring models. I feel truly blessed and privileged to have attended that crucial seminar 4 years ago – as it changed my life and my mortgage business forever (as we actually TRIPLED our mortgage business within 5 months of me attending that seminar – the information worked so well indeed!!!) I honestly believe we could have increased my mortgage business by 400%, but I try not to work more that 40-50 hours a week as a personal promise to my family and my 2 teenaged sons.
That insider information was so accurate, that I can systematically tell ANYONE in the United States how to boost your credit scores by 25 points to 100+ points higher – and do it so well, that we can guarantee that SIGNIFICANT INCREASE results in writing. You’ll discover that when you choose us to do your credit repair – we’re actually less expensive than most all of the other Google, Yahoo, MSN and your local Yellow Pages credit repair companies – and we GUARANTEE to boost your credit scores so you can ACTUALLY get a mortgage loan or car loan the day that we’re finished!!!
Depending on your credit reports and credit scores right now, you might only need 3 to 5 weeks to raise your scores 25 to 100 points or more - with our insider credit repair help. Are you ready to go out house shopping soon? If so…
You Will Dramatically Increase Your Credit Report Scores 25 to 100+ Points and Eliminate OLD Errors & Mistakes With Our Proven Credit Repair System...or DOUBLE Your Money Back Guaranteed
Once we have your damaged credit repaired, you’ll be able to qualify for a mortgage loan with my company, Mortgage Specialists LLC – or any other lending company in the United States – we’re that good, and I don’t care how “hopeless” your case is! If it takes me 1 or 2 years, then so be it – it costs the same amount – not 1 cent more for you.
Just think of all the money you’d waste hiring a regular company with no guarantee!
Imagine having good credit again – and being able to BUY a house and to be able to feel good about yourself and your credit reports again!
I’m glad to help you – welcome to Credit Report Nirvana!
Here’s what we do…
1. Once you’ve purchased the Mortgage Specialists Credit Repair Seminar and Credit Score Improvement System - Click here to APPLY - the first thing we do is pull your Tri-Merged Credit Reports (all 3 credit bureaus on one single report.)
2. We’ll send you a copy of this Tri-Merged Credit Report – as this is our “road map” to find out what’s causing your scores to be so LOW now?
3. We’ll go over each and every account you have and check for all the errors, misreporting mistakes and all the derogatory accounts we are going to legally change – or legally remove for you. Typically it only takes us about 3 to 4 weeks to get ALL these removed by using our clever Dispute Letter and Dispute System!
4. Then, we’ll go over the rest of the accounts you have to make a determination which ones have caused - or are causing your scores to be lower because of the way/method they are reporting. We’ll share with you the exact technical reasons these specific accounts are causing your scores to be reporting wrong or lower. This is the ‘key’ part of our Credit Repair Seminar, as we’ll point out why your accounts in the past have caused the current scores to be so low currently.
5. Next, we’ll start working on your specific proactive Credit Score Improvement System including, what methods and things you can do to boost your scores, what accounts you should close, what accounts you need to open, and what the specific dollar balance should be on every account you have NEEDS to be at in order to maximize and boost your scores. We’ll also talk about plan and provide a specific Written Recommendation Plan for a 3-12 month corrective and score boosting path forward to achieve getting your scores another 25-100 points higher. This Recommendation Plan is also where we’re able to tell you a “ball park” idea on when your credit scores will hit or reach a certain point range, depending on what you can or cannot accomplish. You might discover you can achieve getting a mortgage loan in 3 months by doing X, Y, Z or we might have a more difficult time with your specific credit and current financial situation and tell you it might be 9-12 moths or 12-18 months. No matter what you have to work with, we will tell you an accurate time frame for you to understand and be aware of. I’m not in the sugar-coating business - so you’re going to get an accurate assessment of what your specific situation is and the recommendations to remedy that situation.
6. In some cases, we will Recommend Plan’s to proactively rebuild your credit in 3-6 months by having you add new (specified) accounts, ‘knowing’ full well this will cause your scores to drop for a short time. However, depending on what we specifically recommend, you will NEED to do this to achieve much higher scores in the typical 3-6 month range future.
7. Next, we will review and ensure the misreporting derogatory items, which we disputed for you initially, are off your credit reports. We may have to resubmit paperwork if they weren’t all removed the first time they were disputed. To this date, we have never had to submit more than twice for someone (and that’s also why we don’t charge a monthly fee…because we do such an excellent job the first time and fix things right the first time in 99.7% of the cases we help. It’s why we don’t charge monthly fees…we’re too good at what we do!) As soon as ALL your derogatory items are removed, we automatically re-pull your full Tri-Merged Credit Report to get an idea on how much that old garbage contributed to your scores. You’ll get a copy and see your initial progress!
8. Time heals all wounds – and time heals all credit report scores! Once your specific derogatory items are corrected and our Recommendation Plan is implemented, it’s then just a matter of time for the scores to increase and heal. There is no way for me to guess here on how long your credit file and scores might take. Until I actually see your revised credit reports and we learn about your present job, savings, 401k, and other factors that will influence your specific proactive Credit Score Improvement Recommendation Plan, it’s impossible for me to guess. However, you will need about 6 months and a day, if we have you open new credit lines and/or if your scores are BELOW 575 to begin with, generally speaking.
9. You will be provided an access code and will be able to view your credit reports and scoring increases as we work during the following months following your proactive Plan. We’ll send update emails and talk on the phone to make updates and progress checks
How much is all this worth to you – to FINALLY be able to BUY your house, or refinance your current home?
Then, as you start getting real close to the ”target” credit scores you need to QUALIFY for a mortgage loan financing, we’ll start working on collecting the necessary paperwork documentation you’ll need to get a written Loan Pre-Approval. Credit Repair Seminar and Credit Score Improvement System - Click here to APPLY
Don’t forget, the sooner we can get you qualified to buy a home – the sooner we have a chance to earn your mortgage loan business and get paid as your loan company. That’s what makes my system so nice for people with damaged credit – because we genuinely WANT you to get qualified fast! wink-wink.
A written Loan Pre-Approval from Mortgage Specialists LLC will include:
- The $0 Down loan program description, or 3% Down program or the 5% Down loan program description
- Your choice of a 15, or 30 Year Fixed Rate Loan – or adjustable rate if you’d prefer that.
- A copy of your Good Faith Estimate (of closing costs, title fees and escrow fees like taxes and homeowners insurance.)
- A copy of your Truth-in-Lending Disclosure
- A spreadsheet of your monthly principle & interest payments on the price range of homes you tell us, that you’re interested in
- You’ll be provided a written Lender Letter to give your Realtor or to the Sellers if you purchase a For-Sale-By-Owner home.
So you see, I condensed everything I've learned about bad credit repair over the last 9 ½ years into one simple program. Quite frankly, there isn't another course or credit repair company out there that's as comprehensive as this -- at any price -- that can increase your credit scores by 25-100+ points in the next 3 to 4 weeks. The Credit Repair Plan and Credit Score Improvement System $695 for joint accounts, and $395 for single borrowers - including the Double Your Money Back Guarantee*!
How much longer are you going to suffer with the agony of bad credit and the cancer of poor credit scores?
How much is all this worth to you – to FINALLY be able to buy or refinance your house?
Our proven Credit Repair Plan and Credit Score Improvement System not only works fast – but we are the only credit repair company to offer you a DOUBLE Your Money Back Guarantee – its that effective. The Credit Repair Seminar and Credit Score Improvement System - Click here to APPLY
*We guarantee to take your $695 fee and double it to a $1,390…giving you a $1,390 credit back to use towards you Mortgage Loan Closing Costs (if we’re able to earn your mortgage loan business.) Typically, most U.S. Lenders charge from $3,000 to $8,000 for loan closing fees on loans from $125,000 to $350,000 (disclosed on the Good Faith Estimate.)
Here's What You WON'T Be Getting:
1. Ongoing monthly credit card fees for service at $29 to $129 month
2. Mystery bills and fees for additional stuff (that the other guys charge for.)
3. Monthly or billed charges for Dispute Letters (included!)
4. Lower Credit Scores – we guarantee you in writing your scores will go up!
5. A Mortgage Loan with them - if you agree to settle credit debt, or pay off old collection accounts!
How about you? How much is all this worth to you? What is the value of learning how to fix and boost your credit scores by 25-100+ points – no matter how BAD your current situation is?
| "If a man empties his purse into his head, no man can take it away from him. An investment in knowledge always pays the best interest." -- Benjamin Franklin |
Now Comes the Tricky Part...
As you sit there reading this, I know that some of you will have a difficult time paying a $695 lump-sum investment – and that’s why many of the other Credit Repair Companies string you along for $100 upfront, and then $39 to $129 a month. It would sure seem logical to copy them and do that too – except for TWO GIGANTIC FLAWS THERE!!!
First of all, I DON’T WANT you having $39 to $129 charges every month on your credit card accounts! That can actually LOWER your credit scores - duh!
Second of all, we’ll accept Money Orders and Certified Checks for part or the entire balance as some of you don’t even have credit cards. Or maybe now’s the time I talk to you about your Family’s Monthly Budget. Look, credit repair and buying a house is going to change your life forever and create wealth for you that no one can ever take away from you.
If you can’t find a way to scrap together $695, or borrow it from your parents (forward them this website to read!), or get a friend or your work to advance you the money – then maybe you aren’t ready to buy a house after all. Let’s be honest with yourself…maybe you need to re-think your personal or your family spending habits – and cut the BS out of your spending! Madison Avenue spends over $31.4 billion on advertising and marketing (Super Bowl ads alone cost $1-2 million each!) to get people to “buy – buy – buy” everything you can’t possibly afford. Until you cut spending money on non-essential BS (coffee, Starbucks, eating out a breakfast, lunch or dinner more than 5 times a month, clothes, shoes or other non-essential BS you can live without for 6 MONTHS.)
Surprise yourself and save every penny for 6 months and you’ll probably save $2,000 to $4,000 like most people do!
Bookmark this page and pay for your credit repair in 6 months from now after you go on a Financial Spending Diet.
Quite frankly, I don't want your $695 for credit repair and proactive rebuilding if you haven’t began to work on a personal or family budget anyways. You need to “solve” your problem of what caused your bad credit – before I can ever help you…
Until you’re ready to have you whole LIFE changed for the positive…fix your own “dirty laundry” first – please. I’m not some gigantic corporation trying to suck a $695 sale from you to boost our 1st, 2nd, 3rd or 4th Quarter profits! I’m your new friend and soon to be new mortgage lender! Friends don’t let friends ruin their lives financially. My guarantee is simple -- you assume zero risk. If it takes me 3 months or 3 years – I’m going to get you a mortgage loan after we fix your bad credit!
Here's the deal: Go ahead and wait on the $695 if you can’t find a spot for it in your budget.
Maybe you’re so bad off right now financially, that you should just order a credit report and work on disputing your derogatory for free with this Dispute Letter? That way, at least you’re making some progress, and then you can begin in 2 or 3 months from now with my help?
Whatever your situation is – just remember this: RENTING SUCKS all the wealth away from you and gives it to your Landlord’s bank account instead...
Jeff Boyce
|