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Denver Mortgage Lender Reveals His Secret on How Renters Can Actually BUY a Home with Average or Damaged Credit...
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Dear Renters,
Are you totally sick and tired of wasting your pay check for rent – paying off your landlords mortgage loan and making him rich? (home page)
Do you want to own your own home and start making yourself wealthy instead?
There are ONLY two reasons why people continue to rent...
- Your credit bad and you think no sane person would give you a home mortgage loan? I’m talking below average credit – and credit scores below 620. Do you have unpaid collections and unpaid charge-off accounts, liens, a spouse with a recent job loss, health issues or some other unforeseen financial tragedy that has caused your credit to become wrecked?
- You enjoy a carefree lifestyle, you don’t have much cash saved or a 401k, you’re younger, no kids and not married, and you’ll probably be moving frequently during the next 3-5 years.
Having bad credit is the #1 reason that most American’s are forced into renting…instead of being able to buy a house.
Do you have a similar situation - or simply lack enough cash to use for a down payment and closing costs?
Did you realize that getting a special $0 Down 30-Year Fixed rate loan or other low down payment mortgage loans (like FHA loans) is actually pretty easy if you deal with a smart lender? And it’s possible even if your credit situation isn’t perfect! Please refer back to our home page for more information.
Amazingly, a recent study has shown that nearly 1 out of 4 renters could ACTUALLY qualify for a $0 Down Loans and $0 closing cost loan – if they only knew about the qualifying parameters! So then, why wouldn't these renters buy a home - you ask? The answer is, most people would in a second - if they knew “what” the qualifications were. Call or email me at drjeffboyce@msn.com – and I’ll go over that with you, but the #1 qualify issue for most people is that you must have a 600 mid-fico score and higher on all borrowers.
Crazy – Yet Amazing Facts…
- $2.11 average national cost for a cup of coffee
- $95,650 total earned after investing $2.11 per day in a tax-deferred investment account earning 8%, after 30 years. $2.11 x 365 days = $770.15 in annual coffee expenses
- 9.25 years to payoff your $10,000 credit card account (at 12%) by making $150 monthly payments for 112 months. “Loss” of $6,650 paid to VISA for interest ($150 x 9.25 years = $16,650.)
- You could trading that $150 to an investment account instead, you’d earn $19,850 after 9 years at an 8% return
- The #1 savings plan for retiring American’s is their home’s equity, with the average home being worth $172,000. In addition, most retiring individuals have less than $61,000 in savings or 401k’s according to the US Dept of Labor
- 21 years from today, you'll have $1 million in cash by investing $20,000 a year earning only 8% in a tax-deferred account. Add 3 years if you use taxable income.
If you know you have credit scores below 600-620, then we need to help you do a little bit of credit repair and clean-up, so you’ll get qualified to buy Denver Homes for sale in the next 3-6 months.
You’ll need to ask yourself, “How important is owning a house to you on a scale from 1 to 10?”
If you’re at a 7 or higher, then call me please…I’ll be glad to invest my time to make sure your dreams come true too. If not, please read those Amazing Facts again…
Do you really want to OWN a nice house now? Do you really want to quit renting a lousy apartment or a house that you’ll never call your own? I’m here to help you - you need to call me as soon as possible to discuss your specific financial & home ownership situation.
Don’t forget - your current landlord “really appreciates” you NOT calling me.
Call me right now, and put us to work for you!
Thanks,
Jeff Boyce
(303) 588-4665
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